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Real Estate Licensing Virginia Real Estate Salesperson Sample Questions:

1. Which of these ownership concepts gives each co-owner the right to possession of the whole property?

A) undivided interest
B) equitable interest
C) unity of time
D) sole proprietorship

2. Marty, who is not a real estate agent, owns a duplex. He lives in one unit and rents out the other. He turns down a\family with small children as tenants because he doesn't want to deal with noise. Evaluate the situation.

A) Marty has violated the Fair Housing Act on grounds of marital status protections.
B) Marty has violated the Fair Housing Act on grounds of parental status protections.
C) Marty has violated the Fair Housing Act on grounds of familial status protections.
D) Marty has done nothing wrong. This housing situation is exempt from the Fair Housing Act.

3. The government sends Ken a notice stating that his house and neighborhood will be demolished to build a much- needed water treatment plant. What is the government required to offer Ken in exchange for taking his property?

A) whatever Ken asks for
B) whatever they decide is reasonable
C) nothing, since it is for the public good
D) just compensation

4. When the CFPB introduced the new TRID rules integrating RESPA and TILA rules, what two disclosure forms did they mandate lenders provide to borrowers?

A) the Loan Estimate and the Closing Disclosure
B) the Settlement Statement and the Loan Disclosure
C) the Good Faith Estimate and the HUD-1
D) the TILA disclosure and the RESPA disclosure

5. Lillian is buying a home for $355,000. She is going to put down $75,000 as her down payment on her conventional loan. Will Lillian be required to pay private mortgage insurance?

A) No, but it depends solely on her credit score.
B) Yes, her down payment does not meet the requirements to eliminate PMI.
C) No, her down payment is large enough to avoid PMI.
D) Yes, PMI is required until she reaches 50% equity.

Solutions: