Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 : PA-Title-Insurance-Agent

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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. A notarized deed ensures that the

A) deed can be recorded.
B) title is transferred.
C) title is clear.
D) deed is legally binding.

2. An insurer charges a higher premium for insurance because of someone's race, marital status, or age. This is an example of

A) unfair coercion.
B) unfair discrimination.
C) illegal inducement.
D) rebating.

3. Obtaining and recording releases of mortgages and reconveyances of trust deeds satisfied at closing is considered part of what process?

A) disbursement
B) pre-closing
C) post-closing
D) marketing

4. In 1990, Eddie granted to Bob an easement to cross Eddie's land to reach some hunting grounds off the highway. The easement was depicted on a plat of survey recorded in the county land records. In 1995, Bob stopped hunting and has not used the easement since. Bob never intends to go back there again. How can Eddie get rid of the easement that crosses his property, so that Eddie can sell the land free of the easement?

A) The easement can be considered abandoned because Bob no longer hunts and has no intention to use the easement in the future.
B) Eddie can sell the land without regard for the easement because Bob stopped using it in 1995.
C) Eddie can sell if Bob executes a release of the easement and it is filed at the recorder's office.
D) Bob must join Eddie in the execution of the contract to the new buyer to release the new buyer from the effects of the easement.

5. A chain of title is best described as

A) an opinion of title provided by an attorney.
B) a series of conveyances of public record.
C) a grantor/grantee index.
D) an historical record of liens on the property.

Solutions: